Set Up Samsung Pay Without Bank Card in North America

Want to use Samsung Pay on your Galaxy device without a traditional bank card in North America? You can still make secure, contactless payments using supported digital options and membership cards. Follow these steps to set it up quickly.

Step 1: Open Samsung Wallet

Swipe up from your home screen or open the Samsung Wallet app. Sign in with your Samsung Account if prompted.

Step 2: Add a Digital or Membership Card

Tap + Add Card and choose Membership Card or a supported Gift Card. Scan the card using your device camera or enter the details manually.

Step 3: Enable Authentication

Set up a secure authentication method such as Fingerprint, Face Recognition, or PIN. Samsung Pay will require this before completing any transaction.

Step 4: Make Payments

To pay, swipe up to open Samsung Wallet, select your digital or membership card, authenticate, and hold your phone near the terminal until a checkmark appears or a beep is heard.

Step 5: Manage Cards and Transactions

Open Samsung Wallet > Menu > Transactions to view recent payments, delete, reorder, or temporarily lock cards as needed.

For more Samsung payment guides, visit the Samsung Hub.

Related guides: Connectivity & Network and Security & Privacy for safe and seamless payment setups.

OnePlus Tip

Even without a bank card, Samsung Pay supports gift cards, membership cards, and some prepaid cards. Always check the card issuer’s compatibility to ensure smooth transactions in North America.

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